Flexible Financing Options

Affirm: Flexible, Transparent Payment Plans

Two Ways to Pay:

• Pay in 4: Split your purchase into 4 interest-free payments, billed every 2 weeks.
• Purchase Amount: $50–$1,000+
• Interest: 0% APR
• Fees: None
• Down Payment: May be required
• Credit Impact: No impact to apply; may impact if loan is accepted or delinquent.
• Monthly Installments: Spread your payments over 3–60 months.
• Purchase Amount: $50–$5,000+
• Interest: 0–36% APR (varies based on terms and credit)
• Fees: None
• Down Payment: May be required

Credit Impact: No impact to apply; may impact if loan is accepted or delinquent.

CareCredit: Special Financing for Health & Beauty Services

CareCredit is a healthcare credit card that can be used for a variety of services, including:

• Cosmetic procedures
• Dental care
• Vision care
• Veterinary services
• Chiropractic care, hearing care, weight loss procedures, and more

Features:

• No interest if paid in full within 6, 12, 18, or 24 months
• Easy online application process
• Fixed monthly payments

Calculate your CareCredit monthly payment →

HSA: Tax-Advantaged Medical Spending

An HSA (Health Savings Account) lets you set aside pre-tax dollars for qualified medical expenses—including many of our services.

Benefits:

• Lower insurance premiums
• Higher deductible health plan compatibility
• Tax-free savings and investment growth
• Funds never expire
• Can cover certain premium payments

It is the client’s sole responsibility to ensure that any service or product purchased at Aura Health & Spa qualifies as a medically necessary expense under their specific plan’s rules and current IRS regulations.

• Coverage Verification: We cannot verify eligibility or guarantee reimbursement for any specific procedure. Clients are advised to contact their HSA/FSA administrator prior to booking to confirm coverage for elective or cosmetic treatments.
• Declined Payments: If your HSA/FSA card is declined or your payment is later deemed ineligible for reimbursement, you remain fully responsible for the charges, and we will require an alternative form of payment.

By using an HSA/FSA card, you acknowledge and agree to these terms.